Insurance

Who can I insure?
All the children from the same family, from Nursery School to Terminale, as long as at least one child is a pupil at the Lycée.

Do I need to subscribe to the insurance offered by APL?
No. You are free to choose any suitable insurance. Please note that certain insurances exclude risks when your child is not in your care, custody or control and/or exclude certain activities.

Why is the APL involved?
APL has taken out this insurance in response to requests from families and the administration. The ‘purchasing group’ has the ability to negotiate substantial discounts on the standard premium purely by reason of the number of pupils involved. APL subscribes to the policy for the benefit of those members of APL who seek cover for their children. APL is not an intermediary and does not arrange or facilitate contracts of insurance. Futhermore APL does not receive commission and makes no charge for its time and services.

Can APL advise me?
APL does not conduct a professional business of arranging insurance. It is not in a position to advise on the relative benefits of the policy nor to draw comparisons with other insurance contracts.

Why use CGEA? and who are the insurers ?
CGEA are insurance brokers with substantial experience in providing cover for school pupils of French Lycées around the world. The cover is provided, through CGEA, in a combined policy document by one insurer, Tokyo Marine, which provides cover for personal injury, third party liability and statutory liability as well as a travel cover.

How do I subscribe?
Complete the form “Insure my child” and tick the appropriate box(es).

What is the period of cover and from what date is my child covered?
The insurance period will start on 3rd September 2010 and continue until midnight 31 October 2011, cover being effective from the date the completed form, with payment of premium, is received by APL.

When will I receive my certificate?
Your certificate will be sent directly to you by the insurance company by email within 15 days. Check your spams!

Can I join the scheme part way through the year?
Yes, but the full annual premium remains payable.

What is covered? What is excluded?
In general, personal injury/death, third party liability, travel & accident, and statutory/civil liability are the covered risks. The policy contains specified excluded risks and there are financial limits on successful claim payments. For further information, consult the CGEA leaflet.

How do I claim?
Complete the claim form, which you will find above and return it within 5 days of an accident/incident direct to CGEA.

The above information is provided by APL without any assumption of responsibility
and does not intend to create any legal relationship between APL and the insured/insurer.